As a nonprofit agency working to help those we serve, we would like to invite you to have a voice in our annual stakeholder meeting. We will discuss our programs and give you an opportunity to share your ideas with us as we work together to provide...
Are you working hard to get your debts repaid? Maybe you’re one of our clients going through the Debt Management Program and have been working diligently to get unwanted credit cards paid off, or possibly someone who is trying to clean up...
Do you find yourself wondering where God is in your situation? Do you feel abandoned by God? Are you angry with God for not hearing your prayers? I too have been in your shoes. Days can often feel unbearable; you spend countless hours wondering how...
Your credit score. You have probably heard of it, and even if you haven’t, you still have one. Bad or good, it’s out there somewhere, but what exactly is it, and is it actually that important? Although there are numerous credit...
Did you know that Family Life Credit Services does much more than administer debt management programs? Our mission is to assist families in becoming financially debt-free and to spread the Gospel of our Lord Jesus Christ. We are dedicated to serving...
You may have noticed some distinct changes on your credit card statements earlier this year. That’s because the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, or the Card Act of 2009, went into effect on February 22nd...
I love heading out on a Saturday for a day of thrift-storing with $40 in my pocket and a hope to find something that I just can’t live without… well, okay, maybe I could live without it, but it would look cool in my house! Here are a few tips for...
In Matthew 6, Jesus says, “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? Look at the birds of...
How many times have you set up your budget and only listed the bare necessities? This is the perfect way to set your budget up for failure! When you are listing all of your expenses, make sure you list an amount for things like eating out,...
Both the Federal Family Education Loan Program (FFELP) and the William D. Ford Federal Direct Loan Program (Direct Loans or FDSLP) consist of what are generally known as Stafford Loans for students. The main difference between the two is one is a...
