Your credit score. You have probably heard of it, and even if you haven’t, you still have one. Bad or good, it’s out there somewhere, but what exactly is it, and is it actually that important? Although there are numerous credit...
Did you know that Family Life Credit Services does much more than administer debt management programs? Our mission is to assist families in becoming financially debt-free and to spread the Gospel of our Lord Jesus Christ. We are dedicated to serving...
You may have noticed some distinct changes on your credit card statements earlier this year. That’s because the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, or the Card Act of 2009, went into effect on February 22nd...
I love heading out on a Saturday for a day of thrift-storing with $40 in my pocket and a hope to find something that I just can’t live without… well, okay, maybe I could live without it, but it would look cool in my house! Here are a few tips for...
In Matthew 6, Jesus says, “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? Look at the birds of...
How many times have you set up your budget and only listed the bare necessities? This is the perfect way to set your budget up for failure! When you are listing all of your expenses, make sure you list an amount for things like eating out,...
Both the Federal Family Education Loan Program (FFELP) and the William D. Ford Federal Direct Loan Program (Direct Loans or FDSLP) consist of what are generally known as Stafford Loans for students. The main difference between the two is one is a...
I had it placed on my heart to write something in regards to marriage and money. In no way am I an expert in either field, but I believe there is something to be said. Looking at current statistics, about half of all marriages end in divorce....
Over the past year, the economy has been difficult and many people have lost their jobs. This can be very devastating for people and their families. With any job loss comes additional stress of continuing financial obligations and the search for...
With all the new changes coming into effect with credit card laws on February 22, 2010, part of those changes may affect your rewards program. Make sure you read any correspondence you receive from your credit card companies to see what changes are...
