FLCS Checks & Balances

Center for Financial CertificationsCounselor Certifications:

To ensure that each client is handled with the utmost respect and professionalism, each of our counselors are certified through one of two certifying organizations. Our counselors are required to maintain certification and to participate in continuing education throughout the year.

In addition to maintaining certification through one of two organizations, each counselor is also trained in Biblical principles for handling money through the use of materials from Crown Financial Ministries.

Feel free to review each certifying organization and the standards they have in place.

Center for Financial Certifications


Council on AccreditationAccreditation

We are accredited through The Council on Accreditation (COA). COA has established itself as a leading accreditation organization around the world.

COA is an international, independent, not-for-profit, child- and family-service and behavioral healthcare accrediting organization. It was founded in 1977 by the Child Welfare League of America and Family Service America (now the Alliance for Children and Families). Originally known as an accrediting body for family and children's agencies, COA currently accredits 38 different service areas and over 60 types of programs. Among the service areas are substance abuse treatment, adult day care, services for the homeless, foster care, and intercountry adoption.

COA views accreditation as a catalyst for change that builds on an organization's strengths and helps it achieve better results in all areas. The accreditation process is designed to meet the needs of diverse organizations. An organization is evaluated against best-practice standards, which are developed using a consensus model with input from a wide range of service providers, funders, experts, policymakers and consumers.

Feel free to view our accreditation profile.


GuideStarGuidestar – Know your Nonprofit

In order to empower citizens and bring transparency into the nonprofit world, Guidestar allows individuals to research nonprofits which may interest them or potentially play an important role in their life. Feel free to view our Guidestar profile.


American Association of Debt Management OrganizationsAADMO – Trade Association

Family Life Credit Services is a member of the American Association of Debt Management Organizations (AADMO). AADMO is the largest trade association for the credit counseling and debt management industry. Nationwide, the majority of licensed and legally operating credit counseling agencies are members of AADMO.

AADMO is an industry education and advocacy organization the mission of which is to promote and ensure the continued operation and viability of credit counseling and debt management organizations.


Fargo-Moorhead Chamber of CommerceF-M Chamber of Commerce

Family Life Credit Services has been located in Fargo, North Dakota, since 1986. Although FLCS operates in many states throughout the United States, it is important for FLCS to maintain good business relations within the local community. FLCS has been a member of the Fargo-Moorhead Chamber of Commerce since 2003.

Employees of FLCS also regularly attend trainings sponsored by the F-M Chamber of Commerce.


Better Business BureauBetter Business Bureau (BBB)

Family Life Credit Services has been a member of the Better Business Bureau since 1999. Feel free to view our Better Business Bureau profile.

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