About Family Life & Our Christian Credit Counselors

We're Family Life Credit Services, a nationwide nonprofit Christian Financial Counseling agency founded in 1986 as a division of Help and Caring Ministries.

We incorporated as Family Life Services, D.B.A. Family Life Credit Services in 1990, with home office headquarters in Fargo, North Dakota.

Our Christian credit counselors provide confidential biblical Christian debt counseling help for individuals and families who have found themselves in financial crisis. We do this through analyzing their budget, discussing all options they have including self payment, debt consolidation program, bankruptcy, personal loans, etc. We make no personal judgment about clients and the circumstances leading up to their current situation. We are not a loan company, nor do we file bankruptcies.

We encourage you to go to the “Our Faith” section for a special message about the beliefs that drive us as a Christian Faith based service.

Commitments

• To present Christian debt counseling services accurately and without exaggeration, thereby modeling honesty in all consumer relationships.

• To provide the highest level of service by treating clients fairly and responsibly.

• Our Christian credit counselors pledge to demonstrate courtesy and helpfulness in all consumer interactions.

• To maintain a professional demeanor at all times, even when dealing with people who may be unfairly critical.

• To model and maintain traditional Biblical ethics.

• To treat all people equally as created in the image and likeness of God.

Please contact us today and see how our Christian debt counseling services can help you deal with consumer credit issues.