About FLCS
We're Family Life Credit Services, a nationwide nonprofit Christian Financial Counseling agency founded in 1986.
We incorporated as Family Life Services, D.B.A. Family Life Credit Services in 1989, with home office headquarters in West Fargo, North Dakota.
We offer services in the following states:
AL, AK, AZ, AR, CA, CO, D.C., FL, GA, HI, IL, IN, LA, MA, MN, MO, NE, NV, NM, NC, ND, OH, OK, SD, TN, TX, VA, WA, WV, WI, WY
If your state is not listed, please contact us for a referral to a reputable counseling agency.
Our Christian credit counselors provide confidential biblical Christian debt counseling help for individuals and families who have found themselves in financial crisis. We do this through analyzing their budget, discussing all options they have including self payment, debt consolidation program, bankruptcy, personal loans, etc. We make no personal judgment about clients and the circumstances leading up to their current situation. We are not a loan company, nor do we file bankruptcies.
We encourage you to go to the “Our Faith” section for a special message about the beliefs that drive us as a Christian Faith based service.








